SoldOnSantaCruz.com Blog

Aptos Real Estate...

2012-02-21T09:56:00.000-08:00

Watsonville California Real Estate

2012-02-19T08:02:00.001-08:00

Santa Cruz County Beaches...

2012-02-19T07:56:00.000-08:00

Avoiding typical mistakes...

2012-02-18T08:22:00.000-08:00

Sometimes homebuyers take on the project of finding the home they like without knowing exactly what they need or want. This can make for a random and frustrating search that often wastes unnecessary time. On occasion, some people think they can even outsmart sellers while negotiating purchase price, while in reality they might be getting a worse deal altogether.

I’ve compiled a short list of the most common mistakes homebuyers tend to make, they are:

Viewing all of the homes that become available, instead of focusing on the ones that are in their price range.
Not knowing about all available financing options.
Not completely understanding the subtle art of negotiating price.
Over or under-estimating the actual value of specific home amenities.
Choosing inspectors who may not be fully qualified.
Not requesting all of the appropriate inspections to be made.
Failing to consider all aspects pertaining to the new home, including the location (and reputation) of schools and other services.
Falling prey to exorbitant fees and outrageous rates.
Falling for the belief that bigger is better, thereby putting oneself in a precarious situation and buying the largest or most expensive property.

My job is to guide you through the process and help you identify pitfalls and opportunities. I can take the element of surprise out of the equation and put you in a stronger position so you can make an informed decision.

So don’t take chances and run the risk of making a costly mistake. Call or email me anytime and let me help you find the home of your dreams.

Local Knowledge, Local Living

SoldonSantaCruz.com

Guide your purchase...

2012-02-15T07:19:00.000-08:00

If you’re in the market to buy a new home and you’re looking at builder’s subdivisions, you might think that you really don’t need a Realtor. But while the process may seem simpler than choosing from a variety of different homes, you’ll still benefit tremendously from having a Real Estate professional to guide you through the sale - especially one who has been in and out of all the different projects in the area and knows the reputation of the local builders.

I can help you guide the process to make it as smooth as possible for you. From the beginning to closing escrow, I will make sure everything is on track and on schedule. As a matter of fact, you will find that most reputable builders are pleased to work with Real Estate professional, because they trust that the consummation of the builder contract will be without incident. And you can rely on my knowledge to make sure that you have the representation you need for your own peace of mind.

So if you’re in the market for a builder home, please give me a call or reply to this email. I’m confident that I can help save you valuable time and money so you can unlock the door to your new home sooner and without any surprises!

SoldOnSantaCruz.com

4350 Diamond St.

2012-02-11T06:30:00.000-08:00

Help Me Help Someone Else...

2012-02-10T12:53:00.000-08:00

In the Real Estate marketplace there is a continuous ebb and flow of sellers and buyers. Sometimes there are more buyers than homes, and sometimes there are more homes than buyers. My job is to provide the point of contact between the two parties and make something fabulous happen.

It just so happens that at this time I have more qualified buyers than I do sellers, and making a match happen is challenging, to say the least. Which brings me to my question: Do you know anyone who is thinking about selling? If so could you mention my need to them? And if it wouldn’t be too much to ask, please give me a call or drop me an email and let me know about them.

Thank you for your help! It is because of people like you that I find great satisfaction in doing my job.

Best,

Charles Lynn

David Lyng Real Estate

Capitola, Ca 95010

soldonsantacruz.com

New Capitola Shores listing....

2012-01-24T07:23:00.000-08:00

4350 Diamond St. #3

2 bed, 1 bath, 890 sq.ft. - $239,900

Nestled in Capitola's "Jewel Box" this condominium has something for everyone. Centrally located with close proximity to restaurants, shopping and the world class beaches of Monterey Bay. You will also find yourself with easy freeway access for both North bound and South bound commuters. The home was updated in 2006 with hard surface laminate floors, granite counter-tops, maple cabinetry, crown mouldings, tile bathroom with double headed shower. This condo would make a wonderful home or serve as a great rental investment. Call Charles for any details or to schedule a showing. www.SoldOnSantaCruz.com

Your success...

2012-01-24T07:12:00.000-08:00

“Great things are not done by impulse, but by a series of small things brought together." Vincent Van Gogh

Selling your home - and getting the maximum value for it - requires more than simply putting an ad in the paper, placing a sign in the front yard, and sitting back waiting for the phone to ring. There are several very important things to do and follow through on to make sure that you get top dollar for your home.

I take pride in making sure that I cover all the areas that will lead to finding the right buyer for your home. From the initial planning and the strategic direction we decide upon, to following through on all levels, making sure that we attract the right group of interested buyers to reduce the time your home is on the market.

To create yet another success story and ensure your complete satisfaction with my services, I follow a proven plan of action:

I deliver first-rate service and pay close attention to every detail
I conduct every aspect of my work with professional demeanor
I always develop a marketing plan that guarantees the highest value for your home
I always follow up on all the key areas to make sure that nothing is left to chance
I am known for being a tough negotiator

I’m ready to get to work for you to find the buyer that will pay the highest price, in the shortest amount of time. If you’re looking for an Agent that keeps your success top-of-mind, please call or e-mail me and let’s get started. I’m ready when you are.

www.SoldOnSantaCruz.com

Timing the Market...

2012-01-23T08:55:00.000-08:00

Have you been thinking about selling your home and buying another? Are you concerned about how to "time the market" so that you make the most of both transactions?

I can help you make an informed decision in terms of the current real estate market in your area and the prevailing mortgage rates. If my evaluation indicates that from an economic standpoint now is not the best time to sell or buy, I'll maintain that outlook until the situation becomes more favorable. In the long run, this type of candid communication will serve both of us best, and lead to a productive working relationship.
So, if you'd like to take advantage of the benefit of straightforward real estate advice based on solid market information, or if you have family, friends or neighbors who would, please call (831) 247-4577 or e-mail me at cl@soldonsantacruz.com.

I hope we'll have the opportunity to work together in the future.

www.SoldOnSantaCruz.com

Internet Power...

2012-01-10T15:18:00.000-08:00

It goes without saying that the Internet has radically affected people find homes today. And savvy Realtors know how to use modern technology to combine the power of fabulous new tools with market trends and proven strategies.

You now have world-wide reach and incredible visual capabilities at your disposal, allowing you to intimately market your home to millions of potential buyers. Internet marketing is not only effective - it’s an essential element of every successful marketing campaign.

I have the knowledge and expertise to bring these and many other tactics to work for you. If you would like to learn more, please give me a call or reply to my email. You won’t be disappointed.

Put The Power Of Technology To Work For You...

2012-01-03T09:42:00.000-08:00

Buyers in today’s market have a greater number of choices when it comes to purchasing a home. Advances in technology have made the buying experience much more dynamic and immediate. But to fully take advantage of new opportunities as a seller, you need an agent who knows how to work with the powerful tools that are available.

A good Realtor begins by knowing current market trends - something you can’t always get from a website. Successful agents also understand how home buyers are thinking - and acting in today’s market - information that is critical to a successful sale. Finally, they need to implement a marketing plan that strategically uses modern real estate technology to make a strong impact. After all, who wouldn’t want prospective buyers to be able to see their home over the Internet 24/7? Visual impact is not only desirable - it’s become essential.

I can help you develop a plan that takes full advantage of technology to produce satisfying results. Please call or email me if you would like to discuss what options are available, or if you’re ready to get started.

Happy New Year!!!!!

2011-12-30T12:54:00.001-08:00

Just a phone call away...

2011-12-30T12:52:00.000-08:00

“If you work just for money, you'll never make it. But if you love what you are doing, and always put the customer first, success will be yours.” - Ray Kroc

I like to keep what I call the 3 P’s at the top of my mind: Passion, Professionalism and Perseverance. Because I love what I do, I treat my clients the way I would like to be treated myself. And I never give up.

These 3 P’s are the keys to the success of my clients, and they are also at the heart of my business. My job as a Realtor is to help them build personal wealth while making the experience satisfying - and fun! And the sooner I’m involved in the Planning of your home sale, the more Positive the experience will be.

Please don’t hesitate to call or email me, I look forward to putting my expertise to work for you.

SoldOnSantaCruz.com

Market Changes...

2011-12-20T09:28:00.000-08:00

The market sometimes changes in subtle ways that can affect home buying strategies. Sometimes a small shift can tip the market in favor of buyers, and other times towards sellers. Do you know where the market is right now, and are you confident that you’ll be able to get the best deal on your new home?

I have years of experience helping buyers like you discover the homes of their dreams. I can help you take advantage of market strategies and capitalize on opportunities that will unlock the door to your new home - with less stress and much more satisfaction.

Santa Cruz Real Estate

2011-12-15T09:33:00.000-08:00

“Great things are not done by impulse, but by a series of small things brought together." Vincent Van Gogh

To create yet another success story and ensure your complete satisfaction with my services, I follow a proven plan of action:

I deliver first-rate service and pay close attention to every detail
I conduct every aspect of my work with professional demeanor
I always develop a marketing plan that guarantees the highest value for your home
I always follow up on all the key areas to make sure that nothing is left to chance
I am known for being a tough negotiator

Santa Cruz, Ca Real Estate - Charles Lynn, Realtor

2011-12-05T12:36:00.000-08:00

Charles Lynn, Realtor - David Lyng Real Estate

2011-11-29T11:11:00.000-08:00

Avoid Financing Pitfalls

2011-11-20T19:04:00.000-08:00

To help you get the best deal on your home loan, here are a few of the major pitfalls that you should know about when beginning the process of getting pre-approved:

1. Beware of advertised loans with incredibly low interest rates. Your loan rate is critical, but many lenders use ‘bait and switch’ tactics or they fail to reveal that these kinds of loans usually have increased up-front costs.

2. Go with a local lender. Our market is unique, and out-of-town lenders don’t always understand its nuances. If they are inexperienced with lending against the type of property you buy, you may not get the most favorable rate. Other brokers often fail to get the loans placed because they don’t understand which lenders will loan against which types of property.

3. Go with an experienced loan professional. There are scores of new mortgage brokers and loan representatives in the market right now and not all of them have adequate oversight. An inexperienced mortgage professional can kill your deal through mismanaged paperwork and delays in escrow. They also don’t always know where to go for the best rates.

Please call me if you need a recommendation about which mortgage broker or lender is the best one for your situation. I can provide you with excellent contacts that have proven track records and satisfied customers. That way you’ll be able to take this very important step with confidence - and enjoy greater peace of mind. Visit my website for more helpful tips.

Seller Pricing

2011-11-14T08:44:00.000-08:00

As you’re getting ready to put your home on the market, it is critically important to price your home correctly. To assist you in determining what price your property can command, I’d like to offer you a free home evaluation.

Simply reply to my email or give me a call to set up your evaluation at your convenience. And if you have any other questions I can answer, I’m just a call or email away.

SoldOnSantaCruz.com

2011-11-08T14:51:00.001-08:00

Perhaps you just saw an ad lately for a home that you’d like to know more about. Or maybe you received a notification through your email regarding a new property that hit the market. Or you were researching the market online and saw something that interested you.

Because I make a point of staying on top of the inventory in the area, I have a great deal of very useful information on all the available listings at my fingertips. I can also let you know what’s still available - an important thing to know in today’s market, where the best homes tend to sell very quickly.

Give me a call or just reply to my email and I’ll bring you up to date in a flash.

www.SoldOnSantaCruz.com

IMPORTANT ANNOUNCEMENT

2011-11-08T08:51:00.000-08:00

Charles Lynn & David Lyng Real Estate is proud to announce DL Connect; the latest generation in online Listing Notification services.

Some of the enhancements you’ll find with DL Connect are as follows:

It’s very user friendly; it has a more intuitive consumer interface.
Provides ability to search specific geographic regions by simply drawing lines on a map. This can be useful in searching Beach Properties or Specific Neighborhoods and Streets.
You can add a Point Of Interest such as your work or the beach. Every Listing Match will tell you the distance to that point.
You can now have multiple email recipients for one search.
You can now request all Pending and Sold listings within your search criteria.

These are just a few of the highlights you’ll discover with DL Connect. The technology built into this state of the art operating platform will take your property search experience to a Whole New Level.

Visit www.SoldOnSantaCruz.com today and get started!!

Happy House Hunting…we look forward to hearing your comments!

Charles Lynn
(831) 247-4577
cl@soldonsantacruz.com

Avoiding Foreclosure Scams

2011-11-07T20:12:00.000-08:00

If you are at risk of or in foreclosure, you should be on the lookout for foreclosure scams.

Here are some of the red flags to watch out for:

Asks for money up front before providing any service
Instructs you not to contact your lender, lawyer, housing counselor, family, friends, or others
Asks for mortgage payments to be made directly to his or her company or a bank account set up by that person, rather than your lender.
Requires payment only in the form of cash, cashier’s check, or wire transfer
Promises to stop the foreclosure process, no matter the circumstances
Advises you to transfer your property, deed, or title to his or her company
Offers to fill out paperwork for you
Asks for something to be done immediately and without delay. This includes pressuring you into signing paperwork that you have not had the chance to read thoroughly or do not fully understand
Encourages you to lease your house and buy it back over time
Offers to buy your house for a fixed price that is not set by the housing market at the time of sale
Asks for you to give a power of attorney
Asks for signatures on a grant deed or deed of trust
Asks for signatures on a document that has lines left blank
Fails to provide copies of signed documents
Refuses or fails to put an oral promise in writing

May Edition of the Santa Cruz Market Trends Report Now Available

2010-05-11T13:40:00.000-07:00

http://soldonsantacruz.com/RealtorWebPage?template=embed&customlink_id=1274476630&content=http://rereport.com/scc/print/CharlesLynnSZC.pdf

163 Crest Drive - Open House Sunday March 14 from 2-5pm

2010-03-09T12:31:00.001-08:00

At first view, this is obviously a home substance. Driving up past the colorful landscaping, there’s so much to take in... A portico entry, cathedral windows in a two-story tower and huge bay windows looking out on an expanse of the bay that will take your breath away. Stepping through the custom front door, you realize that every room supports a first impression of superior building materials as well as craftsmanship you don’t often see in today’s homes. Of course, in a home of this quality you’d expect cherry wood cabinets, slab granite and travertine countertops, slate and hardwood floors they’re all there. But it’s the unexpected details that make this home rise to the top. Hand crafted/pounded copper fireplace, unique slate/cherry wood design floor in the living room, transom windows, custom bronze hardware, artist’s shed, finished basement and a panoramic view from the “crow’s nest” hot tub. Whether you love walking to the beach or just enjoying the views from one of the many patios, this home is an opportunity to live the La Selva Lifestyle.

Investor's are back in the market...

2010-03-07T00:25:00.000-08:00

Investors are back in the market, and they’re paying all-cash, mostly for property under $500,000. The effect of this is to freeze out first-time home-buyers who have to get a loan. Banks are still chary about providing loans. About the only loans left for first-time buyers are FHA loans.

So, while the first-time buyer is working through the loan process, the investors are swooping in and buying the best property, which, after slapping a coat of paint on and, maybe, replacing the carpeting, they are putting back on the market. Sometimes, they rent out the property hoping for more appreciation down the road.

Appraisals are also affecting buyers who need a loan. Appraisals lag the market because they use past data, typically six months worth, to calculate current market value. When a market has bottomed out and begins rising, appraisals often come in under the value agreed upon by the buyer and seller. Banks are requiring buyers to come up with extra cash to make up the difference. First time buyers are having a hard time doing this, so we’re seeing many more sales fall out of escrow than normal.

Another thing hanging over the market is the so-called “shadow inventory” of bank-owned property that has not been put on sale. If the banks release these homes in a measured manner, the market should be able to absorb them.

Home sales were down significantly in January, falling 39% from December. Nevertheless sales were up 9.8% year-over-year. This is the nineteenth month in a row home sales have been higher than the year before.

The decline in sales is not a result of reduced demand, rather it was produced by a lack of inventory, or should I say, a lack of desirable inventory.

We expect sales to regain their momentum through the Spring because of the extended tax credit and because this is historically the prime time for home sales.

From talking with other Santa Cruz County real estate agents, properly priced homes in the most desired neighborhoods and school districts are being sold with multiple offers: many multiple offers.

Pending sales, which is a solid indicator of future sales, was up 19% year-over-year in January for the twenty-first month in a row.

Remember, the real estate market is a matter of neighborhoods and houses. No two are the same. For complete information on a particular neighborhood or property, call me.